Connecting capital
Across Borders
An institutional capital platform connecting global investors with judicially secured private credit opportunities in Mexico.
Trusted by government employees
Judicially Secured Credit
Proven Operating
Model
EXECUTIVE SUMMARY
Responsible lending.
Disciplined returns.
Lasting impact.
WalletNomina Global originates, underwrites, funds, and services judicially secured consumer loans for government employees throughout Mexico.
Through disciplined underwriting and long-standing public-sector relationships, we expand responsible access to credit while creating attractive, risk-adjusted opportunities for our capital partners.
MARKET OPPORTUNITY
A large, stable, and underserved market
6.0M+
Government employees across federal, state, and municipal entities.
$40B+ MXN
Estimated market opportunity.
High Demand
Short-term liquidity between pay cycles.
Limited Access
Few affordable short-term credit options.
Growing need driven by inflation, wage cycles, and financial emergencies.
OUR SOLUTION
Capital. Credit. Collection.
WalletNomina Global
Originates, underwrites, funds, and services judicially secured consumer loans.
Qualified Government Employees
Apply for and receive responsible, short-duration credit.
Payroll Deduction
Repayment is collected through authorized payroll deductions.
Benefits |
- Aligned with pay cycles
- Payroll-deducted repayment
- First-position payment judicially secured structure*
- Behind child-support obligations
WHY JUDICIALLY SECURED?
A disciplined legal framework designed to support responsible lending and structured repayment.
Our judicially secured process strengthens repayment certainty while supporting borrower access and protecting capital providers.
How It Works
Borrower Applies
Eligible government employees submit a loan application.
Underwriting
Each application is evaluated using internal standards.
Judicial Registration
Approved loans follow the required judicial process before funding.
Loan Funding
Funds are disbursed after completion of documentation and approval.
Payroll Deduction
Authorized payroll deductions support consistent repayment.
Portfolio Monitoring
We continuously monitor performance, trends, and credit quality.
Why It Matters
Institutional Structure
A legal framework that supports a scalable platform for long-term deployment.
Disciplined Credit Management
Standardized underwriting and judicial procedures on every loan.
Predictable Cash Flow
Payroll-supported repayment contributes to consistent performance.
Judicial procedures, collateral structure, and repayment mechanisms are governed by applicable Mexican laws and regulations and may vary by jurisdiction and borrower circumstances.